Balance check API (cPIISP)

This API allows to get YES/NO confirmation whether the specific amount is available on the account. Following service is available:

  • Balance check – this service returns YES/NO confirmation of disponibility of funds

API usage
API can be used by clients of CSOB bank with current account held by CSOB bank on which they have access via Moja CSOB and use any of allowed authorisation method like Token, Token for mobile or SMS. Payment limits and disposal rights are the same as in Moja CSOB.

Charges for client
Using API for account information does not charge any additional fees for clients.

Automated data downloading
Balance check API can be used only with accounts where bank has explicit consent from client. This can be granted by client personally at the CSOB branch or electronically during SCA process. Personally granted consent is valid till client cancel it personally at the CSOB branch. Electronically granted consent is valid for 90 days. When consent is valid, third party can ask for avalability of funds anytime. In Moja CSOB, there is a possibility for client to set notification of this request.

Service availability
Service is available 24/7 except periods of technical maintenace. These activities are announced in advance on our web site.